Explore the legal basis before joining
This legal page explains how we frame access, account use, wallet records and data requests for India. Your ability to open or keep an account depends on the laws that apply where you are, and access is available only where local law permits. When you use
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UPI, Paytm or PhonePe, we keep transaction references that help reconcile deposits, withdrawals, reversals and support queries. These records are not game promises; they are account evidence for audit, fraud checks, tax questions where relevant, and dispute handling. We may update terms when products, laws or
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risk checks change, and the version shown on this page is the version we ask you to read before you continue.
Service availability depends on jurisdiction. It is the user's responsibility to check local law before access.